Home › Who Should Fix It? › New Jersey
Who can fix it in New Jersey? Handyman and contractor license rules
The short answer: New Jersey has no exception for small jobs. Most businesses that fix or improve homes for pay must register with the state each year. Part-time work counts too.
“No contractor business shall offer to perform, or engage, or attempt to engage in the business of making or selling home improvements unless registered with the Division of Consumer Affairs” — N.J.S.A. 56:8-138(a), as amended by P.L. 2023, c. 237
What that means for your job
- Electrical, plumbing, and heating or cooling work need a state-licensed pro. Tiny electrical jobs, like changing a bulb or a fuse, do not.
- Roofers must register too, like most home repair businesses.
- You may do plumbing, electrical, and heating or cooling work on a one-family home you own and live in, with permits. You do not need to register to work on your own home.
- A new state license for home improvement workers is planned, but it has not started yet.
Trades that need a license in New Jersey
- General building/home improvement
- New Jersey has no general contractor license. Instead, most home repair firms must sign up with the state each year, even part-time ones. Some are exempt, like licensed trades working within their license. (N.J.S.A. 56:8-138(a), Contractors' Business Registration Act (as amended by P.L. 2023, c. 237); N.J.S.A. 56:8-138(b) (annual registration); Home Improvement Contractor Business - Frequently Asked Questions (side jobs); Home Improvement Contractor Business - Frequently Asked Questions (who is exempt))
- Electrical
- Yes. Electrical work needs a state-licensed pro. Tiny jobs, like replacing bulbs and fuses, do not. (N.J.A.C. 5:23-2.15(b)2i, Uniform Construction Code (licensed trades; homeowner exception); N.J.S.A. 45:5A-18(a) (electrical: minor repair exemption), as amended by P.L. 2021, c. 479)
- Plumbing
- Yes. Plumbing work needs a state-licensed pro. A homeowner may do plumbing on their own one-family home. (N.J.A.C. 5:23-2.15(b)2i, Uniform Construction Code (licensed trades; homeowner exception))
- Heating and air conditioning
- Yes. Heating, cooling, and refrigeration work needs a state-licensed pro. A homeowner who lives in a one-family home may do their own, except work with CFC or HCFC refrigerants. (N.J.A.C. 5:23-2.15(b)2i, Uniform Construction Code (licensed trades; homeowner exception); N.J.S.A. 45:16A-9 (HVACR: single-family homeowner), P.L. 2007, c. 211)
- Roofing
- Roofers must sign up with the state too, like most home repair firms. (Home Improvement Contractor Business - Frequently Asked Questions (what counts as a home improvement); N.J.S.A. 56:8-138(a), Contractors' Business Registration Act (as amended by P.L. 2023, c. 237))
Before you sign with a contractor
- Home improvement contracts over $500 must be in writing. Any change to the contract must be in writing too.
- You may cancel the contract for any reason. You have until midnight of the third business day after you get a copy. Cancel in writing. Send it by certified or registered mail, or hand it to the business.
- If you cancel, the business must refund your money within 30 days of getting your notice.
- Firms must carry at least $500,000 per occurrence in liability insurance. They also need workers' comp insurance unless the law exempts them.
- The permit form must list the firm's state sign-up number.
- Firms must show their state number on ads, business cards, trucks, and papers.
Sources: (N.J.S.A. 56:8-151(a) (written contracts), as amended by P.L. 2023, c. 237; N.J.S.A. 56:8-151(b) (right to cancel; written notice), as amended by P.L. 2023, c. 237; N.J.S.A. 56:8-151(b) (refund after cancelling), as amended by P.L. 2023, c. 237; N.J.S.A. 56:8-142(a) (insurance), as amended by P.L. 2023, c. 237; N.J.A.C. 5:23-2.15(b)9, Uniform Construction Code (registered contractors on permits); Home Improvement Contractor Business - Frequently Asked Questions (contracts and registration numbers))
Doing the work yourself
- You may do your own plumbing, electrical, and heating or cooling work. The home must be a one-family home you own.
- For heating and cooling work, you must live in the home and get all required permits. Work with CFC or HCFC refrigerants must be done by a licensed master HVACR contractor.
- The electrical rule covers a home used only as a home for you or your close family.
- You do not need to register to work on a home you or a family member owns.
- Ask your town's construction office about permits before you start.
Sources: (N.J.A.C. 5:23-2.15(b)2i, Uniform Construction Code (licensed trades; homeowner exception); N.J.S.A. 45:16A-9 (HVACR: single-family homeowner), P.L. 2007, c. 211; N.J.S.A. 45:5A-18(n) (electrical: work on your own residence), as amended by P.L. 2021, c. 479; Home Improvement Contractor Business - Frequently Asked Questions (own or family home))
Check a license in New Jersey
- NJ Division of Consumer Affairs – Office of Consumer Protection
- NJ Board of Examiners of Electrical Contractors
- NJ State Board of Examiners of Master Plumbers / State Board of Examiners of HVACR Contractors
Ask for the license number, then look it up yourself. Check that the name and the license type match the work. See how to check any contractor's license.
Common jobs: who should do them
These are the tool's answers for each job. The New Jersey rules above decide who may do it. Tap a job to see why, where to stop, and what to ask.
| Job | Who should do it |
|---|---|
| Replace a toilet | It depends |
| Replace a kitchen or bathroom faucet | DIY |
| Replace a water heater | Pro |
| Replace a dishwasher | It depends |
| Replace a light fixture | It depends |
| Put a ceiling fan where a light was | It depends |
| Replace an outlet or light switch | It depends |
| Replace your old thermostat | It depends |
| Patch a hole in drywall | It depends |
| Paint a room | It depends |
| Replace a few cracked ceramic tiles | Handyman |
| Put in new flooring | It depends |
| Replace an interior door | It depends |
| Clean the gutters | It depends |
| Replace an outside window or door | Pro |
| Replace the roof | Pro |
What could change
- A state law creates a new license for individual home improvement contractors. It starts on the first day of the sixth month after a new state board adopts its rules. Status as of 2026-10-20: Not in force. The Division of Consumer Affairs rule list shows no board rules proposed or adopted yet. (N.J.S.A. 45:5AAA-5(b), Home Improvement and Home Elevation Contractor Licensing Act (P.L. 2023, c. 237); Rule Proposals list (newest entry as of 2026-10-20))
- A Senate bill would create a state license for general contractors. Status as of 2026-10-20: In the Senate Budget and Appropriations Committee. It has not passed either house. (N.J. Senate Bill 2148 (2026), "General Contractor Licensing Act" (introduced); N.J. Senate Bill 2148 (2026) - bill history)
Common questions
- Does a handyman in New Jersey need to register?
- Yes, in most cases, if they fix or improve homes for pay as a business. New Jersey has no small-job exception, and part-time work counts too.
- How long do I have to cancel a home improvement contract in New Jersey?
- You may cancel for any reason before midnight of the third business day after you get a copy of the contract. The business must refund your money within 30 days of getting your notice. Cancel in writing by certified or registered mail, or by hand.
- Can I do my own electrical work in New Jersey?
- State rules let you do electrical, plumbing, and heating or cooling work on a one-family home you own and live in. Ask your town about permits and inspections.
Sources
- N.J.S.A. 56:8-138(a), Contractors' Business Registration Act (as amended by P.L. 2023, c. 237) — New Jersey Legislature
No contractor business shall offer to perform, or engage, or attempt to engage in the business of making or selling home improvements unless registered with the Division of Consumer Affairs in accordance with the provisions of P.L.2004, c.16 (C.56:8-136 et seq.).
- N.J.S.A. 56:8-138(b) (annual registration) — New Jersey Legislature
Every contractor business shall annually register with the director.
- Home Improvement Contractor Business - Frequently Asked Questions (side jobs) — New Jersey Division of Consumer Affairs
Yes. The Act applies to any HICB engaging in the business of making or selling home improvements — regardless of whether the home improvements are done on a full-time or part-time basis.
- Home Improvement Contractor Business - Frequently Asked Questions (own or family home) — New Jersey Division of Consumer Affairs
No. The registration requirements do not apply to any person performing a home improvement on a residential or non-commercial property he or she owns or that is owned by a member of his or her family.
- Home Improvement Contractor Business - Frequently Asked Questions (what counts as a home improvement) — New Jersey Division of Consumer Affairs
Home improvements include, but are not limited to, the remodeling, painting, repairing, renovating of, and making of additions to residential property.
- Home Improvement Contractor Business - Frequently Asked Questions (contracts and registration numbers) — New Jersey Division of Consumer Affairs
HICBs are required to comply with existing regulations, including the requirements that HICBs use written contracts for home improvement jobs that cost more than $500 and that they prominently display their registration number within their places of business, in all advertisements, on business cards, on their commercial vehicles and on all business documents.
- N.J.A.C. 5:23-2.15(b)2i, Uniform Construction Code (licensed trades; homeowner exception) — New Jersey Department of Community Affairs
Plumbing, electrical, heating, ventilating, air conditioning, and refrigeration, and master hearth specialist work shall not be undertaken except by persons licensed to perform such work pursuant to law, except in the case of a single-family homeowner on his or her own dwelling.
- N.J.A.C. 5:23-2.15(b)9, Uniform Construction Code (registered contractors on permits) — New Jersey Department of Community Affairs
If work involves a home improvement performed by a contractor, such contractor shall be registered pursuant to N.J.S.A. 56:8-136 et seq. The registration number of the contractor shall appear on the permit application.
- N.J.S.A. 45:5A-18(a) (electrical: minor repair exemption), as amended by P.L. 2021, c. 479 — New Jersey Legislature
Minor repair work such as the replacement of lamps and fuses.
- N.J.S.A. 45:5A-18(n) (electrical: work on your own residence), as amended by P.L. 2021, c. 479 — New Jersey Legislature
Work performed by a person on a dwelling that is occupied solely as a residence for himself or for a member or members of his immediate family.
- N.J.S.A. 45:16A-9 (HVACR: single-family homeowner), P.L. 2007, c. 211 — New Jersey Legislature
The provisions of this act shall not apply to a single family home owner who personally occupies his own dwelling and who solely performs HVACR work on his own dwelling, upon receipt of all required permits, except that any HVACR work involving chlorofluorocarbons (CFC's) or hydrochlorofluorocarbons (HCFC's) shall be performed only by a licensed Master HVACR contractor.
- N.J.S.A. 56:8-151(a) (written contracts), as amended by P.L. 2023, c. 237 — New Jersey Legislature
Every home improvement contract for a purchase price in excess of $500, and all changes in the terms and conditions of the contract, shall be in writing.
- N.J.S.A. 56:8-151(b) (right to cancel; written notice), as amended by P.L. 2023, c. 237 — New Jersey Legislature
a home improvement contract may be cancelled by a consumer for any reason at any time before midnight of the third business day after the consumer receives a copy of it. In order to cancel a contract, the consumer shall notify the contractor business of the cancellation, in writing, by registered or certified mail, return receipt requested, or by personal delivery, to the address specified in the contract.
- N.J.S.A. 56:8-151(b) (refund after cancelling), as amended by P.L. 2023, c. 237 — New Jersey Legislature
All moneys paid pursuant to the cancelled contract shall be fully refunded within 30 days of receipt of the notice of cancellation.
- N.J.S.A. 56:8-142(a) (insurance), as amended by P.L. 2023, c. 237 — New Jersey Legislature
proof of a certificate of commercial general liability insurance in a minimum amount of $500,000 per occurrence and workers’ compensation insurance unless exempted by law.
- N.J.S.A. 45:5AAA-5(b), Home Improvement and Home Elevation Contractor Licensing Act (P.L. 2023, c. 237) — New Jersey Legislature
The provisions of sections 9 through 13 of P.L.2023, c.237 (C.45:5AAA-9 through 45:5AAA-13) shall remain inoperative until the first day of the sixth month next following the promulgation by the board of the rules and regulations.
- N.J. Senate Bill 2148 (2026), "General Contractor Licensing Act" (introduced) — New Jersey Legislature
"General Contractor Licensing Act;" provides for licensure of general contractors.
- N.J. Senate Bill 2148 (2026) - bill history — New Jersey Legislature
"ActionDate":"6/15/2026","HistoryAction":"Transferred to Senate Budget and Appropriations Committee"
- Rule Proposals list (newest entry as of 2026-10-20) — New Jersey Division of Consumer Affairs
Proposal Date: August 17, 2026 Comments Deadline: October 16, 2026 Division Unit: New Jersey Division of Consumer Affairs
- Home Improvement Contractor Business - Frequently Asked Questions (who is exempt) — New Jersey Division of Consumer Affairs
A person that is licensed or regulated by a professional board with the Division, or another State agency, that is acting within the scope of practice for their profession;
Checked October 20, 2026. We used AI-assisted research, then separate review passes that tried to prove each claim wrong against the law and agency pages above. This is general information, not legal advice. Rules can change; confirm with the state board or your local building department before you hire or start work. See a mistake? Email [email protected].
Other states
- Arizona
- California
- Florida
- Georgia
- Illinois
- Michigan
- New York
- North Carolina
- Ohio
- Pennsylvania
- Tennessee
- Texas
- Virginia
- Washington
Open the Who Should Fix It? tool →
Get the free Seasonal Home Maintenance Schedule
A seasonal checklist for your roof, gutters, HVAC and more, plus practical homeowner tips. Adjust the schedule for your climate and equipment.
We don't sell your email address. See our privacy policy.